| Underwriting Program |
Our enhanced four-month training program prepares candidates for a career in Commercial and Personal Lines Underwriting. We are currently hiring high-potential candidates to join our combined training program that will commence this summer. Our recent graduates reported that the program successfully laid a strong foundation for their future success. Insurance underwriters are “gatekeepers” who ultimately decide which risks ERIE and its Agents should accept and retain. It’s obviously an important job and we are excited to now offer consolidated commercial and personal lines training. The four-month Underwriting Program is designed to give trainees a bird’s eye view of the job. It includes both classroom time and hands-on training with underwriters. Each trainee is also assigned a formal mentor to shadow. After the trainees graduate from the program, they become underwriters in commercial and/or personal lines based on workload need and will continue to help and shadow current underwriters for a few more weeks. After that, they typically receive their assigned territory and Agents with whom they will regularly service.
A rewarding path
As frontline decision makers, underwriters have significant potential to impact ERIE’s bottom line. They also have many opportunities for professional growth. You can progress from underwriter I to levels II, Senior and Consultant. Next, you can consider supervisory or management positions or use your skills in another area of the company.
There are thirteen positions for the program.
Duties and Responsibilities
Participates in ERIE’s underwriting training program, including completion of assigned training modules,worksheets, exercises and other assignments.
Under the guidance of a mentor or trainer, performs underwriting tasks, reviews change requests, audits, inspections and renewal records to verify continued acceptability, rate adequacy, and possible coverage modification.
Determines the acceptability of applications and change requests within level of authority.
Reviews Policyholder files and records to verify original and continued acceptability and ensure adequate rates.
Reviews risk and claim reports and determines appropriate actions, including modifying risks or terminating coverage.
Corresponds with Policyholders, Agents, and Field Office personnel by telephone and in writing.
Develops and maintains working relationships with Agents, ERIE sales force and other departments through phone contact, email and field visits. Travels to field offices and attends meetings as required to learn to establish rapport with agents and develop knowledge of ERIE’s territories.
Participates in insurance-related education and develops knowledge of current industry trends.
Under the guidance of a mentor or trainer, acts as a resource and communicates with Agents and staff on a regular basis to answer questions and discuss risks. Communicates with branch staff regarding Agent issues or concerns. Advises manager of issues or concerns.
Ability To Learn And Follow Procedures
Ability to Manage Complexity
Developing And Maintaining Relationships
Information Management Skills
Planning And Organizing